The end of the tax year is fast approaching and now is the time to make sure you have used up all your tax-free entitlements.
Top of the list for many personal investors will be whether they have taken up their full individual savings accounts for the year.
If you haven’t already done so, you should look seriously at whether you should take out either a maxi or mini ISA before the end of the tax year.
There are a number of websites that allow you to compare the different rates available and also helpfully tell you the rules that apply to the investments.
At www.bestinvest.co.uk, you can research the best performing investments, but to get the best out of the site you need to register as a client.
Likewise, at www.moneyfacts. co.uk you can compare the interest rates available for cash ISAs, and you don’t need to register to do a quick search of the current marketplace.
Through www.charcolonline. co.uk, you can set up your ISA online as well as arrange for an adviser to help you with your choices.
The online banks, such as smile.co.uk, if.com and egg.com, are all worth having a look at as in theory at least, they should be able to offer competitive interest rates and some have links with investment supermarkets to help you make your choices.
A serious-looking site, but you need to register to get the best out of it.
A good site to compare various rates of return and top offerings.
Another good site, where you can apply for ISAs online.
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