ID thieves are increasingly targeting US individuals living in rural
communities, new research warns.
According to a new study by risk management firm ID Analytics, US identity
fraud hot spots include the cities of Springfield, Illinois; and Bozeman and
Missoula, Montana.
In fact, Montana makes multiple appearances in the top ten list: at number
four with Whitefish, five with Lolo, seven with Hamilton and eight with Bigfork.
Bismark, North Dakota takes the number six slot, with Grand Forks and Fargo,
also both in North Dakota, taking the ninth and tenth positions.
The US counties that emerged as hot spots in the last year include 13
counties in North Dakota and seven counties in Montana. The research also showed
that in general identity fraud rates are increasing in the upper Midwest,
Northern California, Utah, Nevada and Maine. Identity fraud rates appear to be
decreasing in the Southern U.S. and staying consistent in such areas as Southern
California, the Mexican border of Texas and in cities like Seattle, Washington
and Portland, Oregon.
"These findings may seem surprising because none of these emerging hot spots
are high population density areas, and some are even rural," said Stephen
Coggeshall, ID Analytics' chief technology officer and the author of the
research.
"Our methodology allowed us to compare fraud rates across areas with
differing populations to see where fraud is rising most quickly on a per capita
basis. While identity fraud rates remain high in many large metropolitan areas
like New York, Los Angeles and Detroit, we are seeing substantial emergence of
these crimes in more rural areas like Montana and South Dakota.
"This may indicate a trend toward popularisation of this crime, as well as
point out that perpetrators are discovering that they can act under the radar in
these remote rural areas."
The research, which is based on actual and attempted frauds rather than on
consumer victim reports, examined data from January through December 2006.
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